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APR Disclosures & Repayment Terms

APR is the annual cost of borrowing expressed as a yearly rate. It depends on the loan amount and repayment schedule. At 5kfastcredit.com, APR typically ranges from 5.99% to 35.99%. Loans generally have a minimum repayment term of 61 days and a maximum of 72 months. Before accepting a loan, carefully review the loan agreement as the APR and repayment terms may vary from what is shown on this site.

Representative Examples of APR, Total Loan Costs & Fees:

Loan Amount
Interest Rate
Loan Term
Fee
Fee Cost
Repayment
APR
Total Payments
Total Costs

$1,000

24%

12 Months

3%

$30

$29.82

29.82%

$1,134.74

$164.7

$2,000

24%

24 Months

3%

$100

$100.82

24.12%

$2,419.68

$519.68

$5,000

13%

48 Months

8%

$400

$131.67

18.23%

$6,320.12

$1,720.12

$10,000

8%

60 Months

10%

$100

$202.28

9.20%

$12,136.80

$3,136.80

APR Disclosures & Repayment Terms

APR is the annual cost of borrowing expressed as a yearly rate. It depends on the loan amount and repayment schedule. At 5kfastcredit.com, APR typically ranges from 5.99% to 35.99%. Loans generally have a minimum repayment term of 61 days and a maximum of 72 months. Before accepting a loan, carefully review the loan agreement as the APR and repayment terms may vary from what is shown on this site.

Implications of Non-Payment

Agreeing to a loan means committing to repay it according to the schedule. Non-payment may result in additional charges. Since 5kfastcredit.com is not involved in the lending process, contact your lender directly for details on penalties for non-payment.

Potential Impact to Credit Score

5kfastcredit.com does not perform credit checks. Submitting a loan request through our platform is a soft inquiry and does not affect your credit score. However, lenders may perform a hard inquiry, which can impact your score. Major credit bureaus such as TransUnion, Experian, and Equifax may be used for credit checks.

Collection Practices

5kfastcredit.com is not involved in debt collection and cannot inform you about the practices. Your lender will specify their collection methods in the loan agreement. For any collection-related queries, contact your lender directly. For more details, visit our Responsible Lending page.

Loan Renewal Policies

Loan renewal options are not always available. It's crucial to verify with your lender if renewal is possible. Before signing the documents, thoroughly read and understand the renewal policy in the agreement.